Introduced by Rep. Paul Gosar (R-Ariz.), the Competitive Health Insurance Reform Act would eliminate the antitrust exemption the health insurance industry currently has under the McCarran-Ferguson Act of 1945.

One of the main problems with the health care system today is the protections put in place by the federal government that cater to special interest groups. The Competitive Health Insurance Reform Act promotes the free market and competition by changing a law put in place nearly 70 years ago to reflect the current market we have today. It would also ensure that the health insurance industry complies with the same laws other businesses do.