Bill Information
Key Votes on Array
Roll Call
About The Keyvote

The Protecting Americans With Preexisting Conditions Act, contrary to its short title, would do nothing to protect Americans with preexisting conditions and would instead only make it more difficult for Americans both with and without preexisting conditions to have the choices they need to get the best health insurance and subsequently to get the best quality of healthcare for themselves. In October of last year, the Trump Administration issued guidance to allow states increased flexibility for some provisions of Obamacare through the use of its Section 1332 waivers. This guidance, called the “State Relief and Empowerment Waivers,” did not allow for waiverability of the Title I regulation in Obamacare that deals with mandated coverage for individuals with pre-existing conditions, as the law does not allow for this. The guidance did, however, open up the ability of states to increase competition and choice within their insurance markets.

It expanded the definition of health insurance coverage and allowed states to direct Obamacare’s tax credit subsidies towards health insurance plans that do not cover the full scope of Obamacare’s requirements, including short-term, limited duration insurance plans and association health plans. This move, quite simply, allows those who benefit more from a less comprehensive plan to choose such a plan, without affecting individuals with pre-existing conditions and the coverage they need at all, should they not benefit from such plans.